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Good Steward

Good Steward Money

A budgeting app for thoughtful money management.

Build your plan by purpose, track what happens with bank sync or by hand, and see the year ahead. Here is how it works.

Budget
OctoberEvery purpose funded
  • Generosity$575
  • Savings$520
  • Essentials$3,340
  • Needs$290
  • Wants$400

$575 left over on purpose as a buffer.

1

Group your categories by purpose, giving first, and fund them in order.

Transactions
Up to date
2 accounts
Recently imported transactions, categorized automatically
Walmart
Today
Groceries-84.12
Shell
Today
Fuel-61.40
Payroll — Northwind
Yesterday
Income+2,480.00
City Gas
Yesterday
Utilities-96.75
Grace Community
2 days ago
Giving-250.00
Starbucks
2 days ago
Dining out-6.85
6 transactions categorized by your rules6/6
2

Transactions arrive and get sorted by the rules you set.

Planning
Planned spending, 2026
The year at a glance
EverydayOnce a year
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Four months of this year cost more than the rest. Knowing that in January lets you set a little aside each month, so March isn’t a surprise.

3

See the expensive months from January, and the next 30 days are always in view.

Less upkeep

The app does the upkeep. You do the review.

Dashboard
September

Each item links to the screen where you can fix it. Uncategorized transactions show their amounts, not just a count, because that money isn’t counted against any budget line yet.

These are simplified illustrations of how the app behaves. The real screens are below.

Straight from the app

Here is what the app looks like.

Actual screens from the Good Steward Money app.

The Good Steward Money budget page: the month against plan, giving funded first, and the summary cards beside itThe Good Steward Money budget page: the month against plan, giving funded first, and the summary cards beside it
The monthly budget grouped by purpose, along with that month’s trends.
The Transactions screen with one transaction's Details panel openThe Transactions screen with one transaction's Details panel open
The transactions ledger, with pending and scheduled transactions, transfers, splits, in-line editing and batch actions.
The Planning screen: a 12-month grid of target amounts per category across 2026, with income, giving, savings and future groups and a net row for the whole yearThe Planning screen: a 12-month grid of target amounts per category across 2026, with income, giving, savings and future groups and a net row for the whole year
The annual budget plan: generate your budget for the whole year in one place.

Reports

See where the money went and what it was for.

The Where income goes report: one bar of the last 12 months' income, five tiles, and the Given tile open to its four giving categoriesThe Where income goes report: one bar of the last 12 months' income, five tiles, and the Given tile open to its four giving categories
Where income goes: how much was given, saved, spent and left over, as a share of income.
The Plan vs actual report for the last 12 months: under plan, plan and actual columns for each month, and a table by kindThe Plan vs actual report for the last 12 months: under plan, plan and actual columns for each month, and a table by kind
Plan vs actual: the last 12 months against the plan, month by month.
The Spending report over the last 12 months by category: stacked monthly columns with an average line, and each category's monthly averageThe Spending report over the last 12 months by category: stacked monthly columns with an average line, and each category's monthly average
Spending trends: each category, month by month, against the average.
The Looking ahead report for 30 days: the balance stays above the warning line, with committed costs and runwayThe Looking ahead report for 30 days: the balance stays above the warning line, with committed costs and runway
Looking ahead: your balance for the next 30 days, against a line you set.
The Income and cash flow report for the last 12 months with September selected: income and outflow bars by kind and a monthly column chartThe Income and cash flow report for the last 12 months with September selected: income and outflow bars by kind and a monthly column chart
Income and cash flow: what came in and what went out in any month.
The Net worth report for one year: a rising line to today, and each account's changeThe Net worth report for one year: a rising line to today, and each account's change
Net worth: every account, assets and debts, over time.

See more reports and views in the app →

Connects with 20,000+ financial institutions across North America.

Bank of AmericaChaseCitibankJPMorganWells FargoFirst RepublicTD BankCapital OneUS BankMarcusTruistPNC BankSunTrustFirst CitizensFifth ThirdCharles SchwabBMOCitizens Bank

Arriving from another app?

The habit you built is yours. Bring it with you.

If you've watched a subscription for a tool that used to feel like a bargain creep past a hundred dollars a year without adding much value, you're not imagining it. But you don't have to start over from scratch to try something calmer.

Looking at your money with purpose every week is a discipline that doesn't just belong to any one app. Bring it here. Import your data so your history comes along. Or don't. You can also start fresh today and catch up on the past when you're ready.

Whether you love giving every dollar a job or you just want one honest look a week, the check-in will meet you at your method, not ours.

Take two minutes to check in, and we'll suggest a fit.

Plain facts

  • Works in any browser, on your phone and your laptop.
  • Install the app from your browser to give it a home on your screen.
  • Budget templates and annual budgeting help you plan ahead.
  • Bank sync is read-only: the app can see transactions, it cannot move money.
  • Your data exports in full, any time.
  • No ads and no data sold. Subscriptions are the whole business model.
  • Giving is a first-class budget line.
  • Import a CSV from your old app or spreadsheet.

From $2/month or $16/year. Every plan starts with a 30-day free trial.