Free tool · no sign-up
See exactly when your money gets tight this month.
Enter your income and bills to see how the next five weeks shape up, and which days get really tight.
A free tool from Good Steward Money, a budgeting app. No account needed.
Your tightest day
Nov 15 — about $1,020 left
Your balance doesn’t go below $0 in the next five weeks.
Balance each day
Assumes bills and pay land on the same date every cycle, starting today. Weekends and holidays aren’t taken into account, so change a date below if one of these moves.
Your numbers
Income
Days until next paycheck
0 means today
Bills this month
Day by day
| Date | Item | Amount | Balance |
|---|---|---|---|
| Today | Starting balance | $1,200 | |
| Nov 15 | UtilitiesLowest | -$180 | $1,020 |
| Nov 17 | Pay | +$2,100 | $3,120 |
| Nov 22 | Phone | -$65 | $3,055 |
| Dec 1 | Pay | +$2,100 | $5,155 |
| Dec 1 | Rent | -$1,400 | $3,755 |
| Dec 15 | Pay | +$2,100 | $5,855 |
| Dec 15 | Utilities | -$180 | $5,675 |
Knowing your tight days ahead of time gives you room to plan for them.
Opens Good Steward Money, which helps you schedule in all your recurring income and expenses, so you don’t have to redo this each week. 30-day free trial.
Common questions
A few honest answers
Your monthly total can add up while the timing might not. A bill can come out three days before the pay that’s meant to cover it, and the monthly total or average won’t show you that. Looking at each day in order is what catches it.