Free tool · no sign-up
Build a budget in about a minute.
Type in what lands in your account, and a starting budget takes shape. You can change any line.
A free tool from Good Steward Money, a budgeting app. No account needed.
After tax and deductions: the amount that lands in your account.
Showing a starting budget. You can change any line below.
Left to place
$0
Every dollar has been given a purpose.
of $4,200 take-home a month
A budget is a plan you can change. Starting one is the hard part.
Opens Good Steward Money, which keeps your budget and tracks your spending against it. 30-day free trial.
Common questions
A few honest answers
It’s a common guideline: allocate about half to needs, under a third to wants, and a fifth to savings and debt. This tool starts with our own version of it, with two changes we think matter: a line for yearly bills, so they don’t catch you off guard; and giving as its own planned line instead of an afterthought. None of it is set in stone. Start here and change the numbers until they fit your life.